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Quality assurance

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A monitoring programme is only as good as the decisions made on its alerts. Quality assurance (QA) means regularly checking those decisions, and the rules behind them, so problems are found by you rather than by an examiner.

This playbook is for MLROs, compliance managers and team leads.

Area The question How
Case decisions Were closed cases investigated properly and closed with the right disposition? Sample and re-review closed cases
Documentation Could an auditor follow the reasoning from the case alone? Read the closing notes in the sample
Timeliness Are alerts and cases worked within your SLAs? Watch the SLA at risk count and review overdue and ageing active cases. See Escalation and SLAs
Reports Are STRs clear, complete and filed on time? Review a sample of filed reports against the STR checklist
Rules Are rules producing useful alerts? Review dispositions of closed alerts per rule, and the workspace’s 30-day false-positive rate
Suppressions Are suppressions still justified? Review active suppressions before they expire: each customer’s page lists theirs (Suppressing alerts), and GET /api/v1/suppressions?state=active lists all of them with their expiry (Suppressions API)
Designations and lists Are PEP, high-risk and deny-list entries current? Periodic review of designations (the Flagged tab of Customers) and lists (the Lists panel on Rules)
  1. Find closed cases. Open Cases and select the Closed tab. The most recently closed come first, 50 at a time; select Load more at the bottom for the next 50. Search and the priority filter narrow the list (see How to find a case). For a larger sample, export them page by page through the API. Dismissed alerts are on the Closed tab of Alerts, with their outcome. Open one to see who dismissed it, when, and their rationale.
  2. Decide the sample each month. A common approach is a fixed percentage of closures per analyst, plus every case in the highest-risk categories (for example PEP, sanctions-related, very large amounts). Set the figures in your AML policy.
  3. Over-sample false positives from rules with high volumes. Mass closures are where shortcuts happen.
  4. Re-review each case using the general method: would you reach the same conclusion from what’s recorded? Read the outcome and rationale at the top of the case’s Timeline, then the notes and evidence beneath.
  5. Grade the result, for example agree, agree but documentation weak, disagree.
  6. Act on disagreements: select Reopen on the case if needed (this needs cases.approve; see How to reopen a closed case). The reopening and your reason are recorded on the timeline. Give the analyst feedback.
  7. Record the QA itself, with the sample, the grades and the actions, so you can show an examiner your QA programme works.

Disposition statistics per rule tell you whether the rule is earning its keep:

Signal What it suggests
Very high false-positive rate, the same innocent explanation every time Parameters too broad for some segment. Consider segment-specific parameters, or a time-boxed suppression while you recalibrate
Very few alerts, and none ever reported Possibly too narrow, or irrelevant to your customer base. Test a looser version in shadow before changing it
A healthy share of true_positive_no_report and report_filed The rule detects the behaviour it is meant to
Alerts closed very quickly, all as false positives Possible rubber-stamping. Sample these first
Many alerts closed in one go, with a thin or generic reason Alerts closed in bulk carry bulk (how many were closed together) in their alert.close audit entry. Sample the large ones, and where the AI assistant is in use, check that the reason says what the person checked and not what the assistant advised

Changes to rules go through the normal version and approval process, ideally tested in shadow first. See Tuning and calibration.

SpeculaPro enforces several checks in the database itself: rule versions, suppressions, high-risk case closures and reports each need a second person. QA confirms the second person is a genuine check and not a formality. Look for approvals given within seconds, or the same pair of people always approving each other.

At least once a year, and whenever your business changes significantly (new products, new channels, new markets):

  • Review the whole rule set against your institution’s risk assessment.
  • Review your SLA targets per priority, and whether high and critical closures (or all closures) need a second approver.
  • Review your escalation policies and teams: do they still match who works each level, and how often does a case miss its deadline or get escalated automatically? Each missed deadline is on the case’s timeline and in the audit log as case.sla_breached.
  • Run a key-recovery and backup-restore drill if you self-host. See Backups.
  • Record the review and its outcome.